Rahul Johri, Chairman
Mr. Johri, the founder and Chairman of Bargach Finance, leverages over 27 years of general management experience in banking, particularly retail banking. He provides guidance on strategic items involving regulators, media and investors. He has held senior leadership roles at ANZ Grindlays, Standard Chartered, Barclays, DBS Bank, and most recently, Bandhan Bank, where he served as Executive President & Head of Retail Banking, overseeing the microfinance business. He has also held positions on the Management Committees at Bandhan Bank and DBS Bank. He holds a B. Tech. from IIT Kharagpur and an MBA from XLRI Jamshedpur.
Prasanta Kumar Sahu, Director and COO
Mr. Prasanta Sahu the Chief Operating Officer and Board Member at Bragach Finance brings a wealth of experience, exceeding 18 years. His expertise lies in the realm of microfinance and associated industries. Notably, Mr. Sahu spearheaded the establishment of the microfinance business at Axis Bank. He also possesses valuable experience working with development financial institutions (DFIs) such as the Small Industries Development Bank of India (SIDBI). He holds an MBA degree from Xavier Institute of Management, Bhubaneswar.
Ashish Bhugra
Director
Mr. Bhugra is a seasoned international banker with over 30 years of experience at Citi group and ANZ Banking Group. He led consumer franchises in Bahrain and Egypt for Citibank and oversaw Pacific retail banking for 11 countries at ANZ. Known for his turnaround expertise, Mr. Bhugra also chaired the Bahrain Association of Banks' retail banking committee in 2007. He served as CEO and Executive Director of Banque Privée de Fleury Limited from 2016 to 2017. Mr. Bhugra holds double MBAs from Birla Institute of Technology and Indian Institute of Management, Kolkata.
Dhiraj Bhutoria
Director
Mr. Bhutoria, a St. Xavier's College Kolkata graduate, brings over a decade of experience in senior financial roles. Prior to co-founding VT Capital in 2011, he honed his expertise at ICICI Bank and Edelweiss. Dhiraj holds qualifications as a Chartered Accountant (CA), Company Secretary (CS), and has successfully completed CFA level 2, demonstrating his well-rounded financial acumen.
Sumit Hans
Chief Executive Officer
Mr. Hans serves as the Chief Executive Officer of Bargach Finance Private Limited. He possesses extensive experience, spanning two decades, in the field of rural and retail lending. Notably, Mr. Hans played a key role in establishing the Farm Loan (KCC) program at Bandhan Bank. Prior to this, he held positions at HDFC Bank and YES Bank, where he honed his expertise in business development, growth strategies, operational excellence, and achieving strong financial performance. Mr. Hans holds an MBA degree from Symbiosis International University in Pune.
Darius Tamboli
Audit & Operations Risk Head
A seasoned banker with 26+ years at Standard Chartered and ANZ Grindlays across Mumbai, Kolkata & Chennai, this individual boasts diverse experience in Technology, Credit Cards, and Fraud & Risk Management. He served as Zonal Fraud Risk Manager (East and West) at Standard Chartered and transitioned to Head Project Manager for over 100 showrooms at SENCO Gold. Currently, he leverages his expertise as Audit & Operations Risk Head at Bargach Finance Pvt Ltd.
Shirsendu Choudhury
AVP Human Resource
Shirshendu, Bargach Finance's Head of Human Resources, brings over 18 years of HR expertise. Leading a team that managed over 3,000 employees at Bharat Finance Inclusion Ltd. as Zonal Lead HR Manager demonstrates his strong leadership and experience. His prior roles at Reliance Life Insurance, Dhanlaxmi Bank, Mahindra Finance, and Cipla further solidify his diverse background in human resources.
Subash Chandra Karmakar
General Manager- Operation
Mr. Karmakar is a seasoned microfinance expert with over 18 years of experience, currently serving as the General Manager-Operation at Bragach Finance. He has a significant tenure at Bandhan Bank, where he led the Kolkata training division and oversaw the "Bandhan School of Development & Management" with its 7 learning centers. Furthermore, he has a proven track record of managing operations for a substantial network of 235 microfinance branches during their time at Bandhan Bank
Soumendu Bhattacharya
Head of Business
A seasoned financial services professional with 24 years of experience across the banking and insurance sectors heads business at Bargach Finance. His career encompasses significant tenures at leading institutions, including ICICI Bank, Nippon India Mutual Fund and Bandhan Bank, where he honed his expertise in driving business growth through strategic planning and effective team leadership. Mr. Bhattacharya holds an MBA degree in Marketing.
Arjun Singh Bhati
Cluster Head
A commerce graduate with over 15 years of financial experience, Arjun Singh Bhati currently heads a cluster at Bargach Finance Pvt Ltd. His prior roles include Regional Manager at Namra Finance Limited and Field Officer at Spandana Sphoorty. Arjun excels in credit risk management, operations, data handling, disbursing business and SHG & JLG loans, making him a valuable asset to Bargach Finance.
Vishnu Lovanshi
Cluster Head
Leveraging his MBA and over 16 years in Microfinance, Vishnu, now leads a cluster at Bargach Finance pvt ltd. His career progressed from Field Officer to Area Manager at Share Micro Finance, culminating in Cluster Head at ESAF Co-Operative. Vishnu's expertise in credit and risk management, operations, and BC business, particularly SHG, JLG and MSME loans, positions him for success at Bargach Finance
Samit Kumar Dey
Cluster Head
A seasoned microfinance professional with over 18 years of experience leads a cluster at Bargach Finance. His career began at Arohan Financial Services, followed by tenures at Jana Small Finance Bank and most recently, Fusion Microfinance. His career progression includes roles as Field Staff, Area Manager, and Regional Manager, demonstrating a deep understanding of microfinance operations from the ground up.
Satyanvesh Konka
Cluster Head
A highly experienced microfinance professional with over 19 years in the industry heads a cluster at Bargach Finance. His career journey includes tenures at Share Microfinance and Arman Financial Services, where he steadily progressed through the ranks. Starting as Field Staff, he advanced to Team Lead, Branch Head, Area Audit Head, Audit State Head and ultimately, State Head operation at Arman Financial Services. This extensive, ground-up experience, coupled with Audit experience, provides him with a comprehensive understanding of microfinance operations.
Shubhom Chatterjee
Sr. Manager
Shubhom plays a crucial role in optimizing branch operations at Bargach Finance, effectively coordinating key activities and driving efficiency. He brings to this position over 15 years of experience encompassing business support, operations management, process improvement, and project management. Prior to joining Bargach Finance, Shubhom was a key player at Bharti Airtel Enterprise Services and also served the Kolkata region of Tata Docomo, where he further developed his expertise in operational support and execution. Earlier in his career, he honed his foundational skills as a Support Associate at RR Donnelley, a Fortune 500 company.