Rahul Johri, Chairman
Mr. Johri, the founder and Chairman of Bargach Finance, leverages over 27 years of general management experience in banking, particularly retail banking. He provides guidance on strategic items involving regulators, media and investors. He has held senior leadership roles at ANZ Grindlays, Standard Chartered, Barclays, DBS Bank, and most recently, Bandhan Bank, where he served as Executive President & Head of Retail Banking, overseeing the microfinance business. He has also held positions on the Management Committees at Bandhan Bank and DBS Bank. He holds a B. Tech. from IIT Kharagpur and an MBA from XLRI Jamshedpur.
Prasanta Kumar Sahu, Director and COO
Mr. Prasanta Sahu the Chief Operating Officer and Board Member at Bragach Finance brings a wealth of experience, exceeding 18 years. His expertise lies in the realm of microfinance and associated industries. Notably, Mr. Sahu spearheaded the establishment of the microfinance business at Axis Bank. He also possesses valuable experience working with development financial institutions (DFIs) such as the Small Industries Development Bank of India (SIDBI). He holds an MBA degree from Xavier Institute of Management, Bhubaneswar.
Ashish Bhugra
Director
Mr. Bhugra is a seasoned international banker with over 30 years of experience at Citi group and ANZ Banking Group. He led consumer franchises in Bahrain and Egypt for Citibank and oversaw Pacific retail banking for 11 countries at ANZ. Known for his turnaround expertise, Mr. Bhugra also chaired the Bahrain Association of Banks' retail banking committee in 2007. He served as CEO and Executive Director of Banque Privée de Fleury Limited from 2016 to 2017. Mr. Bhugra holds double MBAs from Birla Institute of Technology and Indian Institute of Management, Kolkata.
Dhiraj Bhutoria
Director
Mr. Bhutoria, a St. Xavier's College Kolkata graduate, brings over a decade of experience in senior financial roles. Prior to co-founding VT Capital in 2011, he honed his expertise at ICICI Bank and Edelweiss. Dhiraj holds qualifications as a Chartered Accountant (CA), Company Secretary (CS), and has successfully completed CFA level 2, demonstrating his well-rounded financial acumen.
Sumit Hans
Chief Executive Officer
Mr. Hans serves as the Chief Executive Officer of Bargach Finance Private Limited. He possesses extensive experience, spanning two decades, in the field of rural and retail lending. Notably, Mr. Hans played a key role in establishing the Farm Loan (KCC) program at Bandhan Bank. Prior to this, he held positions at HDFC Bank and YES Bank, where he honed his expertise in business development, growth strategies, operational excellence, and achieving strong financial performance. Mr. Hans holds a Master of Business Administration degree from Symbiosis International University in Pune.
Darius Tamboli
Audit & Operations Risk Head
A seasoned banker with 26+ years at Standard Chartered and ANZ Grindlays across Mumbai, Kolkata & Chennai, this individual boasts diverse experience in Technology, Credit Cards, and Fraud & Risk Management. He served as Zonal Fraud Risk Manager (East and West) at Standard Chartered and transitioned to Head Project Manager for over 100 showrooms at SENCO Gold. Currently, he leverages his expertise as Audit & Operations Risk Head at Bargach Finance Pvt Ltd.
Shirsendu Choudhury
AVP Human Resource
Shirshendu, Bargach Finance's Head of Human Resources, brings over 18 years of HR expertise. Leading a team that managed over 3,000 employees at Bharat Finance Inclusion Ltd. as Zonal Lead HR Manager demonstrates his strong leadership and experience. His prior roles at Reliance Life Insurance, Dhanlaxmi Bank, Mahindra Finance, and Cipla further solidify his diverse background in human resources.
Subash Chandra Karmakar
Regional Head
Subash leads all branch operations as Regional Head for Bargach Finance, leveraging his 16+ years in microfinance. He previously held positions at Bandhan Bank (formerly MFI) including leading their Kolkata training division and the "Bandhan School of Development & Management" with its 7 learning centers. His proven experience also encompasses managing operations for 235 microfinance branches at Bandhan Bank.
Koushik Mitra
Cluster Head
With over 15 years in finance, Koushik Mitra leads a cluster at Bargach Finance Pvt Ltd. His experience spans from Area Head at VFS Capital to Business Head at Vedica Credit Capital Ltd.. Koushik's expertise covers loan products (business, personal, mortgage, etc.) and Risk Management, making him a valuable asset. Early in his career he also served as Business Development Executive at ICICI Bank. He is an MBA in Operations & Production Management.
Arjun Singh Bhati
Cluster Head
A commerce graduate with over 15 years of financial experience, Arjun Singh Bhati currently heads a cluster at Bargach Finance Pvt Ltd. His prior roles include Regional Manager at Namra Finance Limited and Field Officer at Spandana Sphoorty. Arjun excels in credit risk management, operations, data handling, disbursing business and SHG & JLG loans, making him a valuable asset to Bargach Finance.
Vishnu Lovanshi
Cluster Head
Leveraging his MBA and over 16 years in Microfinance, Vishnu, now leads a cluster at Bargach Finance pvt ltd. His career progressed from Field Officer to Area Manager at Share Micro Finance, culminating in Cluster Head at ESAF Co-Operative. Vishnu's expertise in credit and risk management, operations, and BC business, particularly SHG, JLG and MSME loans, positions him for success at Bargach Finance.
Shubhom Chatterjee
Sr. Manager
Shubhom streamlines branch operations at Bargach Finance by coordinating key activities. He leverages his 15+ years of experience in business support, operations, process improvement, and project management. Prior to Bargach, Shubhom played a key role at Bharti Airtel Enterprise Services and Tata Docomo's Kolkata region. He also honed his skills as a Support Associate at RR Donnelley, a Fortune 500 company.