Rahul Johri, Chairman
Mr. Johri, the founder and Chairman of Bargach Finance, leverages over 27 years of general management experience in banking, particularly retail banking. He provides guidance on strategic items involving regulators, media and investors. He has held senior leadership roles at ANZ Grindlays, Standard Chartered, Barclays, DBS Bank, and most recently, Bandhan Bank, where he served as Executive President & Head of Retail Banking, overseeing the microfinance business. He has also held positions on the Management Committees at Bandhan Bank and DBS Bank. He holds a B. Tech. from IIT Kharagpur and an MBA from XLRI Jamshedpur.
Prasanta Kumar Sahu, Director and GCOO
Mr. Prasanta Sahu the Chief Operating Officer and Board Member at Bragach Finance brings a wealth of experience, exceeding 18 years. His expertise lies in the realm of microfinance and associated industries. Notably, Mr. Sahu spearheaded the establishment of the microfinance business at Axis Bank. He also possesses valuable experience working with development financial institutions (DFIs) such as the Small Industries Development Bank of India (SIDBI). He holds an MBA degree from Xavier Institute of Management, Bhubaneswar.
Ashish Bhugra
Director
Mr. Bhugra is a seasoned international banker with over 30 years of experience at Citi group and ANZ Banking Group. He led consumer franchises in Bahrain and Egypt for Citibank and oversaw Pacific retail banking for 11 countries at ANZ. Known for his turnaround expertise, Mr. Bhugra also chaired the Bahrain Association of Banks' retail banking committee in 2007. He served as CEO and Executive Director of Banque Privée de Fleury Limited from 2016 to 2017. Mr. Bhugra holds double MBAs from Birla Institute of Technology and Indian Institute of Management, Kolkata.
Dhiraj Bhutoria
Director
Mr. Bhutoria, a St. Xavier's College Kolkata graduate, brings over a decade of experience in senior financial roles. Prior to co-founding VT Capital in 2011, he honed his expertise at ICICI Bank and Edelweiss. Dhiraj holds qualifications as a Chartered Accountant (CA), Company Secretary (CS), and has successfully completed CFA level 2, demonstrating his well-rounded financial acumen.
Arindam Chakraborty
Chief Operating Officer
Mr. Chakraborty has an experience of over 18 years in the Banking Industry being Asst Vice President & Branch Manager with Axis Bank Limited for 10yr and ICICI Bank Ltd. He has been Vice-President & Cluster Head in Bandhan Bank Ltd for 8 years. Before joining us, he was Head of New Business in our group company Vector Finance. In the early part of his career he was associated with PWC as a trainee in the Statutory Audit Division. Shri Chakraborty has completed his graduation from Calcutta University in Commerce and has JAIIB, KYC, Business Ethics and Cybercrime & Fraud Management certifications from Indian Institute of Banking & Finance (IIBF).
Darius Tamboli
Audit & Operations Risk Head
Mr. Tamboli seasoned banker with 26+ years at Standard Chartered and ANZ Grindlays across Mumbai, Kolkata & Chennai, this individual boasts diverse experience in Technology, Credit Cards, and Fraud & Risk Management. He served as Zonal Fraud Risk Manager (East and West) at Standard Chartered and transitioned to Head Project Manager for over 100 showrooms at SENCO Gold. Currently, he leverages his expertise as Audit & Operations Risk Head at Bargach Finance Pvt Ltd.
Soumendu Bhattacharya
Head of Business
A seasoned financial services professional with 24 years of experience across the banking and insurance sectors heads business at Bargach Finance. His career encompasses significant tenures at leading institutions, including ICICI Bank, Nippon India Mutual Fund and Bandhan Bank, where he honed his expertise in driving business growth through strategic planning and effective team leadership. Mr. Bhattacharya holds an MBA degree in Marketing.
Subash Chandra Karmakar
General Manager- Operation
Mr. Karmakar is a seasoned microfinance expert with over 18 years of experience, currently serving as the General Manager-Operation at Bragach Finance. He has a significant tenure at Bandhan Bank, where he led the Kolkata training division and oversaw the "Bandhan School of Development & Management" with its 7 learning centers. Furthermore, he has a proven track record of managing operations for a substantial network of 235 microfinance branches during their time at Bandhan Bank
Shubhom Chatterjee
Sr. Manager
Shubhom plays a crucial role in optimizing branch operations at Bargach Finance, effectively coordinating key activities and driving efficiency. He brings to this position over 15 years of experience encompassing business support, operations management, process improvement, and project management. Prior to joining Bargach Finance, Shubhom was a key player at Bharti Airtel Enterprise Services and also served the Kolkata region of Tata Docomo, where he further developed his expertise in operational support and execution. Earlier in his career, he honed his foundational skills as a Support Associate at RR Donnelley, a Fortune 500 company.
Aruneswar Mukherjee
AVP- Collection
Mr. Mukherjee serves as Assistant Vice President (AVP) – Collection at Bargach Finance, leading the Hard Bucket Collection and Individual Loans (IL) portfolio. With over 23 years of experience in banking and financial services, he brings deep expertise in portfolio recovery and risk management. His distinguished career includes key roles at ICICI Bank, IndusInd Bank, and Jana Small Finance Bank. Most recently, he served as Zonal Head at Swarna Pragati Housing Microfinance Pvt. Ltd. Mr. Mukherjee’s extensive leadership continues to strengthen Bargach Finance’s collection vertical and asset quality.
Manoj Kumar Dey
State Head
Mr. Manoj Kumar Dey serves as State Head at Bargach Finance, bringing over 18 years of experience in microfinance and financial operations. He spent the majority of his career as Zonal Manager at ASA International India Microfinance Ltd., driving regional operations and portfolio growth. Most recently, he served as Cluster Head at Solis Ortus BC Pvt. Ltd. At Bargach Finance, Mr. Dey leads state-level strategy, business growth, and operational scaling to expand financial access.
Mrinal Kr. Chanda
HR Head
Sr. Manager Mr. Mrinal Kumar Chanda serves as Head of Human Resources at Bargach Finance, bringing over 20 years of robust experience in human capital management and banking operations. Throughout his career he worked in leading institutions, including Axis Bank, HDFC Bank, and most recently, Bandhan Bank. At Bargach Finance, Mr. Chanda drives strategic talent acquisition, organizational development, employee engagement, and HR policy framework to build a high-performing and dynamic workforce.